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By Richard Horgan Los Angeles (Knewz) — In 2020, insurance company Nationwide introduced the SmartRide app to gather customized feedback on distracted driving. While the company claims the app led to a 10 percent reduction in everyday hand-held distractions among participating drivers, there are many more who are still paying way too much attention to their phones while driving. While in many cases the 9 distractions during a 20-mile commute are on a hands-free device rather than a handheld one, the jury is still out on the full effect of the latter. Nationwide says 61 percent of its participa…