A 401(k) account is an instrumental part of your financial future. Because of this, it’s strongly advised that you never touch these founds. What’s more, if you make withdrawals before the age of 59 ½, then you can expect a 10 percent penalty from Uncle Sam. Nevertheless, there are times when you should use your 401(k). In fact, even the IRS is well aware of these financial hardships. As a result, there are specific situations when you can access your retirement plan before age 59 ½ without being penalized. Q1 2022 hedge fund letters, conferences and more With that in mind, here are 10 good re…