By Dan Weil The 10-year Treasury yield hit 3.2%, its highest since November 2018. And rates on loans are likely to follow suit. Anyone who’s looking for a loan — from a home loan, to a personal loan, to a car loan, to a credit-card loan — had better prepare themselves to pay higher interest rates. With the Fed embarked on a major campaign to raise the federal funds rate, other interest rates are following suit. The Fed has raised the federal-funds target by 0.75 percentage point so far, starting in March, and most interest-rate futures traders see another 1.5 to 1.75 percentage points coming…