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By Alex Lang New York (Knewz) — Inflation is having an impact on nearly every wallet, and now a vast majority say it is changing their daily habits. In fact, one in five said they had to reduce their retirement savings because of inflation impacts. About 80 percent of people in a recent survey by BMO Harris Bank said they plan to change regular habits to offset the rising costs of everyday essentials. Roughly 42 percent said they are changing how they are shopping for groceries, such as avoiding brand names. Approximately 46 percent said they are dining out less or spending less when they dine…