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By Brady Rivera We’ve heard this line before — our medical system, as it currently stands, is very unreliable and expensive for the average person. You pay thousands to for-profit insurance companies, and you still have to pay hundreds out-of-pocket for medications and services not covered by our plans. With so much money coming out of our pockets and so many gaps in our plans, one starts to wonder why we’re charged so much for insurance. But what can we do about this? We do have the Affordable Care Act (ACA,) which helps connect residents to health insurers to get them the best, money-safe op…