Retirement is tricky. Oscar Wilde said it best. “When I was young I thought that money was the most important thing in life; now that I am old I know that it is.” Unfortunately, a majority of Americans may not have enough money to live comfortably and enjoy their golden years. Q1 2022 hedge fund letters, conferences and more However, rising debt rates and housing costs already weighed on Americans’ retirement savings. As an example, Gallup reported that 46% of non-retirees said that they won’t be financially comfortable in retirement. Of course, that was before the pandemic. In the aftermath o…