US tech giant Apple is infringing EU competition rules with its Apple Pay system, the European Commission has found after months of preliminary investigation. The commission has “indications that Apple restricted third-party access to key technology” to the benefit of Apple products, European Competition Commissioner Margrethe Vestager said in a statement. The European Union’s top competition regulator contends that access restrictions for developers around mobile wallet technology on Apple’s IOS operating system distorts market competition and suppresses innovation.