Have you ever dreamed of owning a business? I can’t blame you. The advantages, after all, are crystal clear. Mainly, you get to be your own boss, set your own hours, and make a living off of a passion. Because of this, it’s not surprising that aboutthree in five Americans (61 percent) have an idea for starting a business, and about a third (34 percent) have had more than one idea. Despite this, it remains a dream to many due to funding constraints. In fact, according to Zapier, 63% of Americans haven’t followed through with starting a business due to a lack of funding. To be fair, that’s a val…